No. In Australia, financial planner and financial advisor are the same regulated profession. Pay depends on experience, client segment, and business model, not the title. Senior advisers and practice owners generally earn more due to higher responsibility and revenue share.
It depends on a case-by-case basis, but generally, the terms of compensation for a financial planner would be flat or hourly fees, while financial advisers get their commission through fee-based payments or a flat fee.
Earnings rise with recurring fee revenue, client retention, and specialist skills such as SMSFs or retirement income strategies. Titles vary by firm but do not determine pay scales.
International graduates should focus on building local client skills, compliance capability, and advice tech proficiency to progress faster.
Plan your study path with business courses and use the 485 visa to gain experience.
