A fully licensed financial advisor in Australia commonly earns A$90,000 to A$130,000 base, plus bonuses. Entry‑level roles sit around A$70,000 to A$90,000. Senior advisers often earn A$130,000 to A$180,000 base with incentives, while practice owners can exceed A$200,000 through profit share.
Financial planners have a percentage charge fee for their clients. On average, they can have an annual salary ranging from AUD115,000 to AUD145,000. Pay varies by city, licensee, and client book size. Sydney and Melbourne CBD roles tend to pay more, particularly in private wealth. Paraplanners can step up into provisional adviser roles before full authorisation and higher pay bands.
International graduates increase earning potential with local experience, clear English communication, and strong client relationship skills.
Map your study route with business courses and understand post‑study work rights.
