Can you make a lot of money as a financial planner?
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Can you make a lot of money as a financial planner?

Published: Sep 30, 2025

Yes. Experienced financial planners in Australia can earn high incomes, especially those managing high-net-worth clients or owning equity in a practice. Senior advisers often exceed A$180,000 total remuneration, while principals with strong client books can surpass A$250,000 to A$400,000 depending on revenue and costs.

Based on a recent survey, on average, financial planners can have an annual salary ranging from AUD115,000 to AUD145,000. Earnings grow with recurring fee revenue, client retention, referrals, and efficient compliance processes. Advanced skills in retirement income strategies, SMSFs, and portfolio construction increase value. Equity in a firm or building your own practice offers upside but carries business risk and licensing responsibilities.

International graduates should focus on local experience, ethics, and advice tech proficiency. Use post-study work rights to build a track record before pursuing senior or ownership paths.

Explore pathways via business courses and understand post-study options through the Temporary Graduate Visa 485.

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