Financial planners are often worth it in Australia when you have complex goals like retirement planning, investing, tax-effective strategies, or insurance needs. A licensed planner can help structure superannuation, manage risk, and keep you accountable, potentially improving long-term outcomes beyond DIY approaches.
Good advisers translate rules on super, pensions, contributions, and investments into a clear plan. They also implement and review strategies, ensuring fee transparency and ongoing consent. Value is highest during major life events such as buying a home, starting a family, or preparing for retirement income.
A study showed that 9 out of 10 Australian clients said that there are more benefits than losses here. It proves that when it comes to financial stability and security, sound financial advice makes people feel more confident in making their decisions.
International graduates working in Australia can use a planner to navigate superannuation, budgeting, and investing while on post-study or skilled visas. Always check the ASIC Financial Adviser Register and ask for a written Statement of Advice and fee breakdown.
To build the right background, consider accounting-related training and learn about post-study work rights.
