In Australia, many financial planners charge A$2,000 to A$5,000 for an initial plan, more for complex strategies. Ongoing service often ranges from A$3,000 to A$6,000 per year. Hourly rates are typically A$150 to A$400. Asset‑based fees around 0.5 to 1 percent are used by some firms.
Based on a study in 2025, on average, they can have an annual salary ranging from AUD115,000 to AUD145,000.
FOFA reforms ban conflicted remuneration on super and investment products, so fees are usually client‑paid and consented annually. Costs rise with complexity such as SMSFs, retirement income streams, or multi‑entity strategies. Always request a clear fee schedule and a Statement of Advice before proceeding.
International students and graduates seeking advice should confirm the adviser appears on the ASIC Financial Adviser Register and that fees match your needs and budget.
Learn how Australian courses lead to advice careers through business courses and read about post‑study work rights.
